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NU
Nu Holdings Ltd.
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earnings

Nubank Delivers Record $895M Profit and 33% ROE on 131 Million Customers (NU Q4 2025 Earnings Call)

Nubank reported an exceptional fourth quarter for fiscal 2025, marked by record profitability and a massive customer base of 131 million across Latin America. Driven by surging revenues, rising ARPAC, and the strategic deployment of its AI foundation model, the digital banking giant is now laying the groundwork for global expansion following its recent conditional approval for a United States bank charter.